What SR-22 Insurance Means for Florida Drivers

Screen Shot 2021-05-07 at 4.51.19 PMIf you have been convicted of driving violations such as DUIs and driving without insurance, you may be required to purchase SR-22 or FR-44 insurance in order to reinstate your license.

SR-22 insurance is filing for proof of coverage, which your insurer will send to the state DMV to prove you have liability insurance as required by the state of Florida. This will cost exponentially more than other types of auto insurance. This is because you have been identified as a high-risk driver, or because you were required to obtain filing originally (in the case of driving without insurance).

FR-44 insurance is costly because of the severity of DUI convictions and higher liability insurance requirements.

If you’ve been deemed a high-risk driver by the state of Florida, your license may be suspended and you may be required to get SR-22 insurance to be able to drive legally again.

It’s important to note that this type of insurance is not separate auto insurance, but an insurance policy for automobiles and motorcycles that has an SR-22 endorsement attached. Due to this, you must purchase a policy that meets the state of Florida’s required insurance liability limits, and have the insurer submit an SR-22 for you.

This update is brought to you by the Miami traffic ticket lawyer team of Hochman & Goldin, P.A. We can assist you with criminal traffic violations and are ready to answer your questions. Please call 305-515-5284 to speak with a Miami Expungement Attorney today.

This information is provided for educational or informational purposes only and should not be construed as legal advice. The information is not provided in the course of an attorney-client relationship and is not intended to substitute for legal advice.